About County Executive Office, Community Development Division - Ventura County

Last-Modified: 2023-11-12 13:08:02

Community Development staff is dedicated to serving the diverse needs of Ventura County residents, primarily those with lower incomes, to meet the unmet needs for affordable and supportive housing, community development programs, social service programs and economic development opportunities. Home Ownership Center VCCDC (Ventura County Community Development Corp)VCCDC is a one-stop resource that provides a variety of assistance throughout the home-buying process. From our education services, including workshops and counseling, to our lending and realty support, including down payment assistance and consulting for first-time buyers. MCC program - Mortgage Credit Certification program: The MCC entitles you to take a federal income tax credit of twenty percent (20%) of the annual interest you pay on your home mortgage. Because the MCC reduces your federal income taxes and increases your net earnings, it is a great help in qualifying for your first home mortgage. The MCC is registered with the IRS, and it continues to decrease your federal income taxes each year for as long as you live in your home. Rural Home Improvement and repair loans/grants - applies only to applicants that are in the very low to low median income categoriesHopeNow - The HOPE NOW Alliance includes a number of counseling organizations, which consists of all HUD Intermediaries that have affiliate offices across the United States. The organizations play a key role in the success of HOPE NOW, providing homeowners in-depth debt management, credit counseling and overall foreclosure counseling. The u.s. Treasury Department has approved CalHFA's plan to use nearly $2 billion in federal funding to help California families struggling to pay their mortgages. The Keep Your Home California programs are focused on assisting low and moderate income families stay in their homes, when possible, and leveraging additional contributions from mortgage servicers. 2-1-1 is free and confidential and is available 24 hours a day, 7 days a week.Provides callers with information about, and referrals to, health and human services for basic needs and in times of crisisCan offer access to services such as critical human needs including food, clothing, and shelter, physical and mental health resources, drug and alcohol intervention and rehabilitation, support for the elderly, employment support including job training and transportation assistance, information on child care, recreation programs, and where to volunteer

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